Josh Oyebisi is a seasoned Nigerian banking executive and the Managing Director and Chief Executive Officer (CEO) of Mutual Trust Microfinance Bank Limited — one of Nigeria’s fast‑growing microfinance institutions driving financial inclusion, SME support, and innovative financial solutions. Known for his strategic leadership, deep industry expertise, and commitment to customer‑centric banking, Oyebisi is widely respected in the financial services sector for shaping accessible lending and credit delivery across the country.
Early Career and Professional Rise
Josh Oyebisi has over two decades of experience in the financial services industry, with a career that spans insurance, commercial banking, and microfinance. Early in his career, he worked in roles such as relationship officer and profit centre manager at bodies including Industrial and General Insurance Co Ltd, Standard Trust Bank, First Atlantic Bank, and First Inland Bank. These roles laid a strong foundation for his leadership in financial intermediation and service delivery.
In July 2013, Oyebisi joined Fortis MFB PLC as Chief Marketing Officer, where he led the Small and Medium Enterprise (SME) business division in Abuja. Under his direction, the division grew to oversee 14 branches and assets exceeding ₦15 billion — showcasing his ability to expand market reach and strengthen financial performance.
Education and Professional Development
Oyebisi’s academic and professional credentials reflect his dedication to excellence and continuous learning. He holds an MBA from Ladoke Akintola University of Technology (LAUTECH) and is certified by the Central Bank of Nigeria’s Microfinance Certification Programme (CBN‑MCP) for microfinance practitioners. He has also obtained additional certifications from international institutions, including the IE Business School in Spain, and has pursued advanced programs such as the Chief Executives Program (CEP) at Lagos Business School, as well as a combined MBA and Chartered Banker program at Bangor University in the United Kingdom. His education and professional training have helped him navigate the complexities of banking, strategy, and management in a competitive financial landscape.
Oyebisi is a Fellow of several professional bodies, including the Microfinance Association (London), the Institute of Credit Administration (Nigeria), the Institute of Management Consultants (Nigeria and London), and is a member of the Institute of Directors of Nigeria (MIoD) — distinctions that recognise his expertise and leadership stature.
Leadership at Mutual Trust MFB
Under Josh Oyebisi’s leadership, Mutual Trust Microfinance Bank Limited has become known for its role in financial inclusion and support for individuals, employees, and small businesses across Nigeria. Oyebisi’s strategic direction emphasises fast, accessible, and customer‑focused financial products that help bridge gaps in funding and credit access — particularly for small and medium‑sized enterprises (SMEs), public sector workers, and private businesses.
His leadership is rooted in a philosophy of service and belief in Nigeria’s market potential, famously describing the Nigerian market as “deep” and “ours” — a strength that the bank leverages to build solutions tailored to local needs.
Innovations and Financial Products
Under his watch, Mutual Trust MFBank has launched several innovative products designed to support financial inclusion and economic empowerment:
- MTLoans: A tech‑enabled loan product designed for both public and private sector employees and business owners, offering fast, collateral‑free access to credit to support urgent financial needs or business growth.
- Solar Loan: A product aimed at enabling individuals and businesses to invest in clean, renewable energy solutions like solar panels and batteries — aligning financial services with sustainability goals and helping reduce dependence on fossil fuels.
These offerings reflect Oyebisi’s emphasis on blending innovation with social value — helping clients not only access funds but also embrace solutions with long‑term economic and environmental benefits.
Impact and Recognition
Josh Oyebisi’s leadership has earned recognition across Nigeria’s financial sector. In 2021, he was honoured as the Most Astute MD/CEO of the Year at the Nigeria Credit Industry Awards for his role in business innovation and tactical management — a prestigious accolade that highlights his influence and contribution to financial intermediation.
In 2025, he also received accolades from the University of Abuja’s leadership for entrepreneurial excellence — reflecting his broader impact in the business community and beyond.
Corporate Social Responsibility and Community Engagement
Beyond business growth, Oyebisi and Mutual Trust MFBank have engaged in corporate social responsibility (CSR) initiatives aimed at uplifting communities. For example, the bank has organised feeding initiatives in Abuja to support vulnerable families during festive seasons — a demonstration of the institution’s commitment to social care and community partnership.
Such programmes align with Oyebisi’s belief that financial institutions should contribute to societal well‑being, not just profit — extending impact beyond the boardroom to everyday lives.
Leadership Philosophy and Vision
Josh Oyebisi leads with a vision of inclusive growth, emphasising access, trust, and technological integration. He believes in serving broad segments of the population rather than focusing solely on exclusivity — a philosophy that shapes Mutual Trust’s products and corporate culture.
Under his leadership, the bank continues to prioritise:
- Fast and simple credit access
- Customer empowerment
- SME growth support
- Technological innovation in banking
- Community engagement
This blend of strategy and service positions Mutual Trust as a key player in Nigeria’s microfinance sector — one that drives economic participation and opportunity at various levels.
